At LoanSmarter.com we’re passionate about two things… Technology and Your Loan needs! We believe in empowering you with tools and modern technology to provide clear options about your home loan. We not only provide you with more options but a modern way of shopping and servicing your loan needs online. Best of all, we do this all without telemarketing calls or multiple credit checks! You’ll deal with one expert from application to funding!
We are passionate about providing you with exceptional service and rates. We are the search engine for loans!Apply Now
Still have questions about your loan?
Feel free to call our 24-hour customer service hotline at 1-844 94 LOANS (56267)CONTACT US CALL NOW
HOW IT WORKS?
1. Apply Online & Submit Your request.
Our loan engine will return only the lenders who will consider lending to you based on your entry and return the best results from 30 lenders!
2. Digitally Sign our Secure Application
Fill out our secure application and one of our representatives will contact you about your request.
3. Upload your Documents
Forget dealing with papers and trips to the bank. Verify and upload your documents through your secure portal.
4. Get Loan Approval & Close!
Once you're approved, our team will guide you to close your loan from the comfort of your own home.
Our Lenders have EASY underwriting and rates lower than your bank! While most banks make it harder to qualify, our lenders recognize your unique financial situation. We qualify you by with true government guidelines, without the extra waiting periods for life events such as Bankruptcy, Foreclosure and Short Sales.
Here’s an example:
David applied for a VA home loan at ABC Bank. He was first pre-approved but then denied because of his previous Bankruptcy (Discharge date of 3 years ago) and foreclosure in 2013. ABC Bank denied his loan because their policies for ex- bankrupts is 4 years from the date of discharge, while true VA guidelines are only 2 years from your discharge date. Since our lenders have no extra requirements on top of government guidelines David was approved with us! Our team not only got him his dream home but he also received a fantastic 30 year fixed rate of 4.25%! (Actual and True Scenario)
RESIDENTIAL HOME LOANS
Purchase & Refinance
with 3.5% down
Jumbo Loans to 90%
VA loans to 100%
Even with prior bankruptcy/ foreclosure
No mortgage insurance
lender paid insurance programs
Self-employed/bank statement programs
No country restrictions
Asset based lending
Calculate Your Mortgage
Use this calculator to get an estimate
Let's Apply now
Feel free to call our 24-hour customer service hotline at Toll Free- 1-844 94 LOANS (56267).Apply Now
WHAT OUR CLIENTS SAY ABOUT US
Michelle O'brien (Funded FHA Loan)
Howie Jays from Loansmarter.com was so helpful! I was having such a tough time getting a loan but even though I had a late car payments years ago from my divorce they were able to get me approved for an FHA loan where all other lenders said no! If it weren't for Loansmarter.com I would be still renting today. Thank you so much!
Loansmarter.com Got me approved when I had a 512 FICO score! I couldn't believe it and they actually were able to Fund in less than 30 days! Their team is so professional and knowledgeable I would recommend them to everyone! Thanks so much for your help! - Sylvia Barcelona (Conventional Loan Client)